Legal

Terms of service

Last updated: 14 November 2026

Your licence provides lifetime access within your plan's client and monthly document limits. Your documents remain yours and are stored on your device. You are responsible for reviewing the data you approve and export. If Sumskeeper shuts down, we will publish a version that continues to work.

1. About these terms

These terms apply between you and Sumskeeper ("we" or "us"), which you can contact at [email protected]. By purchasing a licence or using Sumskeeper, you agree to these terms. If you use Sumskeeper for a business, you agree on that business’s behalf.

2. What Sumskeeper does

Sumskeeper runs in your browser. It extracts data from bills and receipts, checks extracted values and creates import files for accounting software. It does not connect to bank accounts, make payments or submit filings on behalf of you or your clients.

3. Your licence

Your plan sets the number of client workspaces and documents you can process each month. Each additional licence code upgrades your plan by one tier.
A lifetime licence has no renewal fee and includes future improvements to the features you purchased. Included features will not be moved to a subscription. Optional hosted services, including planned encrypted sync and team workspaces, will be offered separately and are not included in the lifetime deal.
A licence covers one business or bookkeeping firm. Do not share, resell or publish your licence codes.
The free trial includes one client workspace and reading credit for about 50 documents, once per person. It requires a verified email address. We may decline or end a trial that appears to be a repeat or automated sign-up.
Without a licence or trial reading credit, you can use Sumskeeper with your own OpenRouter key for one client workspace and 50 documents per month.

4. Document reading and reading credit

Sumskeeper reads documents with AI models run by third-party providers, reached through OpenRouter. In the app this is called reading, and the prepaid credit for it is called reading credit. Each licence includes reading credit, and you can buy more in the app. Credit is prepaid, does not expire, is tied to the licence it was added to, and cannot be exchanged for cash. If that licence is refunded, its remaining credit is no longer available. A credit pack can be refunded within 14 days of purchase if none of its credit has been used; email us with your receipt. Document counts estimated from credit are not guaranteed allowances; actual usage depends on your documents. Buying credit does not increase your plan's monthly document limit. You can instead connect your own OpenRouter account and pay OpenRouter directly under its terms. Sumskeeper adds no markup to usage on your own account. Documents are sent directly from your browser to OpenRouter for processing.

5. Reviewing extracted data

AI extraction can produce errors. Sumskeeper highlights uncertain values and runs validation checks, but these checks do not replace your professional judgement. You are responsible for reviewing the data you approve and export and for entries made in your or your clients’ accounts. Sumskeeper does not provide accounting, tax or legal advice.

6. Your data

Your documents and extracted data remain yours or your clients’. In the current app, your workspace is stored in your browser; signing in restores your plan and remaining reading credit, not your documents. Optional encrypted sync is planned separately and is not available yet. You are responsible for keeping backups. The app provides backup downloads, automatic folder backups where supported, and reminders. The privacy policy explains how information is handled.

7. Refunds

If you bought a licence directly from us, you can ask for a full refund within 60 days of purchase by emailing [email protected] with your receipt. If you bought through a marketplace such as AppSumo, its refund policy applies and refunds are handled there. reading credit packs are covered in section 4.

A refunded licence no longer provides access to its plan, and its included reading credit is disabled. The app checks for refunds at most once a day when online. No check takes place offline. A refund does not delete your existing clients, documents, exports or backups. New document processing is subject to the free trial limits.

8. If Sumskeeper shuts down

If we stop offering Sumskeeper, we'll publish a final version without the licence check, so the software you bought keeps working on your computer. This commitment covers the software, not continued operation of hosted services or the included reading service. Reading documents will still require an available provider and credit.

9. Fair use

Do not use Sumskeeper unlawfully, process documents without permission, bypass licence limits or disrupt the service or other users’ access.

10. Warranty and liability

Sumskeeper is provided “as is”. We work to maintain its reliability, but do not guarantee uninterrupted or error-free operation. To the extent permitted by law, our total liability for any claim relating to Sumskeeper is limited to the amount you paid us for it in the 12 months before the claim. We are not liable for indirect losses, including lost profits or lost data. Nothing in these terms limits liability that cannot legally be limited.

11. Changes

We may update these terms. Material changes will be posted here with a new date, and won't take away rights you already have under a licence you bought.

12. Law and contact

These terms are governed by the laws of the United States and of the state in which Sumskeeper is based, without regard to conflict-of-law rules. If you live outside the United States, you keep any protections your local consumer law gives you. For questions about these terms, email [email protected].